The Digital Lending Landscape

Hong Kong, Singapore and Australia emerge as the Digital Lending Innovators

The digital lending landscape is evolving and as more Alternative Finance (AltFi) companies enter the market, traditional banks are faced with increased pressure to rethink and reimagine their digitalisation strategies.

Factors we consider to contribute to the growth of the digital lending space include a robust digital and mobile infrastructure, high digital engagement levels and key players prioritising building and developing their digital strategies.

Through KAE’s market assessment, we were able to identify four distinct groups: the Laggards, the Shifters, the Challengers and the Innovators.


Hong Kong, Singapore and Australia have emerged as the Digital Lending Innovators making strides in this space and traditional banks have developed some of the most advanced innovations in these countries.

Click below to view the full Digital Lending Landscape Report and to find out our views on the outlook for the digital lending space:


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To find out more about our work and/or to speak to a member of the KAE team, please reach out to us at